Archive for 04


“If you’re big in diversification it reduces the risk”


“If you’re big in diversification it reduces the risk”

April 2012

(Part 1 of 4) Conversation with Dick Kovacevich, chairman emeritus of Wells Fargo, on – sub-prime mortgages – the discipline required in risk management – the impact of regulatory costs on financial services


“If you’re big in diversification it reduces the risk”


“If you’re big in diversification it reduces the risk”

April 2012

(Part 2 of 4) Conversation with Dick Kovacevich, chairman emeritus of Wells Fargo, on – the diversification of risk – the secrets of cross-selling – successful business-model strategies.


“If you’re big in diversification it reduces the risk”


“If you’re big in diversification it reduces the risk”

April 2012

(Part 3 of 4) Conversation with Dick Kovacevich, chairman emeritus of Wells Fargo, on – the misconception of “large is bad, large is risky” – the disadvantage of concentration – Wells Fargo’s operational complexity.


“If you’re big in diversification it reduces the risk”


“If you’re big in diversification it reduces the risk”

April 2012

(Part 4 of 4) Conversation with Dick Kovacevich, chairman emeritus of Wells Fargo, on – increased regulation in the banking sector – the state of the United States – his fears for the future.


Building a retail bank with a retailer approach


Building a retail bank with a retailer approach

April 2012

(Part 1 of 3) Conversation with Teresita Sy-Coson, Chairman of SM Group and Banco De Oro, on - how banking became an integral part of the SM retail empire.


Building a retail bank with a retailer approach


Building a retail bank with a retailer approach

April 2012

(Part 2 of 3) Conversation with Teresita Sy-Coson, Chairman of SM Group and Banco De Oro, on - the difficult years of acrymonious banking mergers.


Building a retail bank with a retailer approach


Building a retail bank with a retailer approach

April 2012

(Part 3 of 3) Conversation with Teresita Sy-Coson, Chairman of SM Group and Banco De Oro, on - how to overcome the differences between retailing and banking, and bringing them together.