Retail Banking Collection


“Vietnam will grow loans faster than China”


“Vietnam will grow loans faster than China”

July 2010

Conversation with Ly Xuan Hai, CEO of Vietnam’s Asia Commercial Bank, on Vietnam’s loan growth catching up with China’s – growing the business amid high inflation– benefits and drawbacks of being a small bank – attracting foreign investment


“Vietnam will grow loans faster than China”


“Vietnam will grow loans faster than China”

July 2010

(Part 2 of 2) Conversation with Ly Xuan Hai, CEO, Asia Commercial Bank, on Vietnam’s loan growth catching up with China’s –managing credit risk in a high growth market – dealing with the global financial crisis – growth forecasts for the Vietnamese economy


“Perceptions marring economic potential of Pakistani banks”


“Perceptions marring economic potential of Pakistani banks”

June 2010

(Part 2 of 2) Conversation with Atif Bajwa, President & CEO, MCB Bank, on Pakistani banks losing out due to perceptions about the country –being the most convenient transaction bank in Pakistan– gaining market share through organic growth- on the failure to acquire RBS- Maybank partnership


“Perceptions marring economic potential of Pakistani banks”


“Perceptions marring economic potential of Pakistani banks”

June 2010

Conversation with Atif Bajwa, President & CEO, MCB Bank, on Pakistani banks losing out due to perceptions about the country – on small businesses, project finance and agriculture being growth drivers for banks


“Bangladesh is now investment grade”


“Bangladesh is now investment grade”

May 2010

(Part 3 of 3) Conversation with K. Mahmood Sattar managing director & CEO at City Bank, Bangladesh – on the central bank’s stance on bank privatisation – financial services innovation – career history and management style


“Bangladesh is now investment grade”


“Bangladesh is now investment grade”

May 2010

(Part 2 of 3 ) Conversation with K. Mahmood Sattar managing director & CEO at City Bank, Bangladesh- on the country getting its first sovereign rating – central bank’s change in stance on mobile and internet banking – learning from the Indian regulator –potential for foreign investment in the country – changing the socialist mindset


“Bangladesh is now investment grade”


“Bangladesh is now investment grade”

May 2010

Conversation with K. Mahmood Sattar managing director & CEO at City Bank, Bangladesh- on the country getting its first sovereign rating– on the perception of the country – dependence on international aid –the resurgence of banking in Bangladesh– banks exploring rural markets


“Service is more important than interest rates for retail customers.”


“Service is more important than interest rates for retail customers.”

April 2010

(Part 2 of 2) Conversation with Anthony Thomson, chairman of Metro Bank, the UK’s newest, on plans to open new stores, growing business and on customer experience being a unique business proposition

-Why profitability stems from offering a good customer experience - on the cost of running the business-lessons from Vernon Hill’s Commerce bank model in the US -on being seen as a retailer rather than a bank